Credit Analyst

Which skills & talents will you use?

• Analytical software applications (e.g. Excel)
• Communication
• Critical thinking
• Financial skills
• Legal knowledge

Which intrinsic interests will you be able to use and explore further?

• Enterprising
• Investigate

What will you do?

In the role of Credit Analyst for the Flanders region, you will be a key member of our team of 13 enthusiastic colleagues. You will mainly work from the offices in East or West Flanders (Ghent, Bruges or Kortrijk) and occasionally visit the head office in Antwerp. Together with the commercial network, you will ensure that the bank can act as a total banker, providing specialised, personal and proactive services.

In your role as Credit Analyst:
-Together with the account managers, you handle credit proposals within the SME target group.
-Work dynamically with the account managers, asking the right questions, analysing financial data and assessing the customer’s creditworthiness.
-Negotiate with account managers and customers, seeking consensus on the final credit proposal.
-Follow up existing credit files systematically, discussing financial risks and implementing changes when necessary.
-Show strong interest in the industry, keeping a close eye on it and reviewing it against our credit strategy.
-Question processes and proactively propose improvements, pulling projects in consultation with the credit management team.

Salary package

• Competitive salary package

Which career drivers will you be able to aspire?

• Intellectual / physical challenge
• Intrapreneurship / ownership
• Professional/Technical excellence
• Team work

These are the boundary conditions

• Fulltime
• Minimum experience: 3-5 years, Senior
• Languages needed: Dutch

Where will you work?

Our partner is a bank for entrepreneurs and the liberal professions. They look at the bigger picture for their clients: professional and private. Consequently, their activities are at the interface of private and corporate banking.

In terms of corporate culture, they are not comparable to other banks: an entrepreneurial & hands-on mentality, room for input from everyone, a collegial atmosphere and a good balance between autonomy and learning opportunities. 

They won the Great Place to Work award several times in a row. In short, a human organisation that actively supports employees to reach their full potential.